Don't forget to factor in closing costs when considering a home sale or purchase. Coldwell Banker Advantage is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (910) 391-0463 if your needs include a real estate pro experienced in the business side of buying and selling.

Anticipated closing costs

There are certain standard costs linked to closing the sale of a house. These expenses are often split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through the deal.

Costs pertaining to your mortgage to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.

Buyers: When buying real estate in Harnett County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not shocked when you arrive at the closing appointment. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that are uncertain.

  

                                 


Coldwell Banker Advantage 3800 Raeford Rd. Fayetteville, NC 28304
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